Why Your FICO Credit Score Matters (even if you never take out a loan)

I’m sure you’ve heard that your credit score is really important, and you might mistakenly think that it’s only important if you’re opening up new lines of credit or getting a loan. In reality, your credit history and FICO score can impact everything from your utility bills to your job.

One of my dance teachers is notoriously a “hot mess.” I’ll admit that I don’t actually know the meaning of that phrase, but it conjures images of someone who appears to have their shit together and actually fails miserably.