In January I saw a few Youtubers talking about doing a no spend month. I’d done one before and decided that I should participate in another one. But then a few days later, I got this weird idea in my head that I needed new clothes for work. …

When housing prices climbed higher than Denali, many real estate experts were concerned about affordability for the average buyer, and rightfully so. …

If you’ve watched television in the ’90s or early ’00s, you will have seen the Free Credit Report commercial below at some point. The ad claimed you could get a free credit report by going to their site, and it claimed that you could have your credit monitored. …

A bear market is bad, so why do I love it so much? At the time of this writing, the stock market is in what’s known as a bear market. The S&P 500 dropped 23% since the beginning of 2022. A bear market is the bad one: where stocks lose…

We have probably all experienced an instance when we thought we said the daftest thing a person could say to someone. You were probably talking to someone who wasn’t a close friend, maybe someone we didn’t know very well at all, or a complete stranger. And then you opened your…

The Beatles taught us that money can’t buy love, but did you know it can buy happiness? This is certainly not the theme of most media these days. The Victorian era A Christmas Carol shows readers that an underpaid husband and father earning what was close to the minimum wage…

Before social media took over everyone’s lives, we had a more developed ability to make friends naturally or organically. If you’re over 40, you probably remember having to make friends post-college without the aid of the internet. And your memory probably tells you that you did fine. The people you…

I love me some cheap ass entertainment. When I was in college, I spent a lot of time wandering around the mall for entertainment. I bought nothing because I had no money, but sometimes I’d see people I knew, and I always got to see whatever was “in” at the…

We recently spent a sunny Saturday at a local street fair for artists. Last year when my mother-in-law visited us in Chicago, we also went to a very large art street fair. As a frugal minimalist, I rarely buy something at events like this, but I do really like attending…