If you’ve watched television in the ’90s or early ’00s, you will have seen the Free Credit Report commercial below at some point. The ad claimed you could get a free credit report by going to their site, and it claimed that you could have your credit monitored. …

A bear market is bad, so why do I love it so much? At the time of this writing, the stock market is in what’s known as a bear market. The S&P 500 dropped 23% since the beginning of 2022. A bear market is the bad one: where stocks lose…

We have probably all experienced an instance when we thought we said the daftest thing a person could say to someone. You were probably talking to someone who wasn’t a close friend, maybe someone we didn’t know very well at all, or a complete stranger. And then you opened your…

The Beatles taught us that money can’t buy love, but did you know it can buy happiness? This is certainly not the theme of most media these days. The Victorian era A Christmas Carol shows readers that an underpaid husband and father earning what was close to the minimum wage…

We recently spent a sunny Saturday at a local street fair for artists. Last year when my mother-in-law visited us in Chicago, we also went to a very large art street fair. As a frugal minimalist, I rarely buy something at events like this, but I do really like attending…

Financial advisors like Dave Ramsey often tout the importance of paying off your debt. People write entire books about paying off debt. Strangers on the internet describe their snowball method and share when they have paid off something substantial, and everyone applauds. While I think it’s great if people want…

I can’t remember exactly when I discovered minimalism. It might be five years ago by now. I remember learning about tiny homes right after I bought my first condo, and I remember telling Mr. Green that it was too bad we had already moved in because now I wanted to…